mortgage and isa

[ex14031]

Hello, I was wondering whether its possible to save money in a help-to-buy ISA using like 3 different people like siblings and get them to open up accounts and use their ISA limits (if they don't want an account for themselves). That way i would get the 25% bonus on more money every year. My concern is how that would work out in the mortgage, since its my money and I'm using accounts in their name, would the mortgage i get be registered in their name even if they agree to relinquish their claim? Can i still have the mortgage and own 100% of the property using ISA accounts from two other people?

Thanks in advance for any help.

[bd6759]

The answer is obviously no. Do you not recognise the fraud you are proposing?