1st time buyer buying with a home owner

[SDLT Geek]

My comments about the partners property owning history were addressing the issue of whether the 3% surcharge would apply (rather than first time buyer’s relief issues).

I agree with maths’ points about a purchase where only OP is the beneficial owner.

[maths]

Apologies SDLT Geek.

[ben_power]

Evening,

In regards to the putting my partner onto the mortgage but without any beneficial interest in the property.... can this be completed with a trust arrangement and undone in the future? ie, remortgage after 12 moths (or when there are no early repayment fees) and put her on as 50% ten in com basis removing the trust? I assume this would be a discretionary trust? Lastly, would we still be able to use mainstream lenders or is this classed as a specialist area?

Thanks for all you help by the way.