Tax on Savings - Threshold

[caffe]

Apologies if this questions has been answered already , but I can't seem to find an answer anywhere online.

A pensioner gets state pension of £7,000 per annum and interest income from savings of £8000.

Is there a tax liability on the savings income?

I read on one website that no tax would be due if total income including savings does not exceed £17570.

Thanks

Caffe

[D&C]

No.

The exact calculation depends on their Personal Allowance (£11,310 or £12,570) but either way the interest income that remains after the Personal Allowance has been used will all be taxed at 0%.

So no tax to pay (assuming Gift Aid isn't a factor).

If this personal is under 75 could they be making use of the free £720 HMRC give away each year on qualifying relief at source pension contributions.
NB. £720 is the maximum a non earner can get.

[bd6759]

https://www.gov.uk/apply-tax-free-interest-on-savings