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Where Taxpayers and Advisers Meet

CGT on shares being sold

GDG
Posts:1
Joined:Wed Oct 29, 2025 8:07 pm
CGT on shares being sold

Postby GDG » Wed Oct 29, 2025 8:13 pm

I have a share payout due in November which is going into a share account
I wish to take out a lump sum sum to pay debts
If I do this in November what cgt will be payable, should I put into an ISA and then cash from there or can I put in an ISA in my name and another in my wife’s
How long do I have to leave in an isa to minimise cgt payments ?

AGoodman
Posts:2143
Joined:Fri May 16, 2014 3:47 pm

Re: CGT on shares being sold

Postby AGoodman » Thu Oct 30, 2025 4:50 pm

Are you receiving the shares from a SAYE scheme? I believe that's the only source that will allow you to transfer the shares into an ISA without incurring a CGT disposal (i.e. having to sell and rebuy them).

if not, on what basis are you receiving them and what, if any, taxes are you paying on receipt?


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