Postby JRG » Mon Nov 07, 2011 6:21 pm
Maggiefleming: The State Pension (and most other income) is taxed in the Tax year it is actually received.
Maths: If you don't claim your State Pension until after it was due to begin then you've "claimed your pension late".
FYI, from the Directgov website:
Claiming your State Pension
The Pension Service should automatically send you a State Pension Information Booklet and invite you to claim four months before you reach State Pension age.
If you haven't received this booklet three months before you reach State Pension age, the quickest and simplest way to claim is to:
•ring the State Pension claim line on 0800 731 7898 (8.00 am to 8.00 pm, Monday to Friday)
•use the textphone service on 0800 731 7339 if you have speech or hearing difficulties
•download the State Pension claim form (BR1), print it out, then complete and send it to your local pension centre.